A TAX-WISE GIFT THAT GIVES BACK
Learn more about how a Charitable Gift Annuity (CGA) can benefit you.
You can secure your financial future while helping to strengthen America’s military service members when you create a Charitable Gift Annuity (CGA) with the USO. You will receive set payments for life at an attractive fixed rate.
How a Charitable Gift Annuity Works
- You donate cash or appreciated securities worth $10,000-$20,000 or more, depending on your state of residence, to the USO. In return, you and/or another beneficiary will receive fixed payments for life.
- Your payment rate is based on your age (payments start at age 55 or later) and will never change.
- A portion of your payments will be tax-free.
- The older you are — or the longer you defer starting your payment — the higher your payments will be.
It’s quick and easy. You simply fill out a form.
Taxes can be reduced or even eliminated on certain assets.
It can reduce or avoid probate fees.
There’s no cost to you today. You retain full control of your assets for as long as you need them.
Benefits of a Charitable Gift Annuity
- Guaranteed fixed lifetime income at new higher rates with no stock market risk
- Current income tax charitable deduction
- Possible tax-fee income
- Potential estate tax savings
- Ability to direct your gift to a specific purpose at the USO
| Age | Rate | Age | Rate | Age | Rate |
|---|---|---|---|---|---|
| 55 | 4.8 | 67 | 5.9 | 79 | 7.8 |
| 56 | 4.9 | 68 | 6.1 | 80 | 8.1 |
| 57 | 4.9 | 69 | 6.2 | 81 | 8.3 |
| 58 | 5.0 | 70 | 6.3 | 82 | 8.5 |
| 59 | 5.1 | 71 | 6.4 | 83 | 8.7 |
| 60 | 5.2 | 72 | 6.6 | 84 | 8.9 |
| 61 | 5.3 | 73 | 6.7 | 85 | 9.1 |
| 62 | 5.4 | 74 | 6.8 | 86 | 9.3 |
| 63 | 5.4 | 75 | 7.0 | 87 | 9.5 |
| 64 | 5.6 | 76 | 7.2 | 88 | 9.7 |
| 65 | 5.7 | 77 | 7.4 | 89 | 9.9 |
| 66 | 5.8 | 78 | 7.6 | 90+ | 10.1 |
Did you know?
With the passing of the SECURE Act 2.0, donors are now able to take a one-time Qualified Charitable Distribution from their IRA to fund a charitable gift annuity. Our team would be happy to speak with you about the many creative ways you can benefit from this type of gift.
USO Donor Dr. Marianne Foppiano Pledges Her Lasting Support
As a long-time donor to the USO and a lifelong supporter of those who serve in the U.S. Military, Dr. Marianne Foppiano has guaranteed her lasting support with a Charitable Gift Annuity.
With a Charitable Gift Annuity, the donor receives the interest on the principal donation annually for their lifetime. The USO will then receive the remainder of the account funds to continue to deliver essential support to those who serve.
read more of marianne's story
Marianne’s father and brother, who both served in the U.S. Army, strongly influence her dedication to service members.
Their family lived in Stockton, California, which Marianne described as a sleepy farming community. It was also home to the Navy Rough and Ready Island Naval Supply Depot, built during World War II.
For Marianne’s father, John. E. Foppiano, the war was close to home in more ways than one.
“My dad was an infantry and tank officer in the 14th Armored Division, but he also had the language skills — speaking eight languages — to work behind the lines for Army Intelligence in Belgium and France, where he earned a Bronze Star,” Marianne said.
Her brother, John. E. Foppiano Jr., was also a decorated soldier, earning four Bronze Stars on his Vietnam Service Medal. His time in service led to exposure to the chemical Agent Orange and to Post-Traumatic Stress Disorder (PTSD) from the loss of life he witnessed.
Marianne’s close relationship with her family brought her back to Stockton after graduating from the University of California Medical Center (now UCSF) in 1969, and then spending five years in the San Francisco Bay Area, where she completed a pharmacology internship and began what would grow
into a 37-year career as a pharmacist.
“I have been a long-time supporter of various veteran and service member organizations since reaching an age where I could afford to give something back to the men and women who have defended our freedoms,” Marianne said.
She was excited to see her dollars in action every time she passed a USO Airport Lounge in her frequent travels from Stockton to Las Vegas. One day, she popped in to experience it for herself.
“I finally got up the courage to knock on the door… and asked if I could look around. There were rows of recliners, snacks, sandwiches, soft drinks, coffee and large-screen TVs to catch up on the news or watch sports,” Marianne said.
“Some troops were relaxing with those amenities, calling home or chatting, or simply dozing while waiting between flights. It was like a little touch of home, but also an indication that “home” appreciated their service and sacrifices.
She visualized the support the USO brought her father and brother.
“The USO has been there for my family and so many others, with coffee, donuts, snacks or a friendly face. It continues to be a little touch of home for those with boots on the ground.”
Marianne feels grateful to play a role in the care and comfort the USO provides.
“At this point in my life — being able to give back a little more — it is my privilege and honor to set up a charitable gift annuity with the USO. It just feels good to be in a position where I can help the people who protect our freedom and opportunities.”
more about Charitable Remainder Trusts
To learn more about Charitable Remainder Trusts, please visit our website for more information or download our Gifts That Pay You Income brochure for more information.