If you are 70½ or older and have an IRA, you are already qualified!
How a Qualified Charitable Distribution (QCD) Works
You are at least 70½ years old with IRA funds you no longer need
*If you are 73 years old or older, your QCD can count towards your required minimum distribution (RMD)!
Did You Know?
You can also support our mission for years to come. Simply name the USO as a beneficiary of your IRA account, and the remaining assets (or a portion) of the account will be distributed to help us support those who sacrifice so much.
Sample Beneficiary Designation
Legal name: United Service Organizations, Inc.
Address: P.O. Box 96860, Washington, DC 20070-7677
Federal Tax ID number: 13-1610451
Discover the Benefits of a Qualified Charitable Distribution (QCD)
Reduce Your Taxable Income
When you take funds from your IRA, they count as taxable income. But if you transfer them directly to charity, you reduce your taxable income while satisfying your RMD.
Fulfill Your Required Minimum Distribution (RMD)
After you turn 73, you must distribute funds from your IRA. If you do not distribute the required minimum, you may be penalized, but a QCD allows a transfer up to $108,000 per individual or $216,000 per couple to satisfy your RMD.
Transform the World
When you make a qualified charitable distribution from your IRA to the USO, you will help support future U.S. service men and women around the world.
“I was a PJ (Pararescueman) in the Air Force special operation forces, for 25 years. I credit the USO for saving my life, after I considered ending my own, after so many extreme water rescues resulted in only casualties. I would get to shore, race to the USO, write my fiance a postcard telling her how grateful I was for the Coke I was drinking, friendly faces and pats on the back. This is why I am leaving the bulk of my estate [$650,000] to you guys.”
—T.G., QCD Donor
Find Out if a Qualified Charitable Distribution is Right For You
| I was born before . | Yes | No |
|---|---|---|
| I have a qualified IRA. | Yes | No |
| I want to make a difference for our service members today. | Yes | No |
You’re qualified to make this type of gift!
It looks like there are still some requirements that need to be met!
Take Your Next Steps
Step 1
Get started by selecting your IRA custodian and filling out your information below.
This information will be used to pre-fill your distribution form.
STEP 2
Once you have downloaded and completed the rest of your form, please mail the form to your IRA custodian. We recommend mailing this by December 1 to ensure you receive your tax deduction for this year.
STEP 3
Please let us know about your generous gift!
We’d like to thank you and ensure your gift goes to the program or department you desire.